Temu Payment Options: Complete List [2024]

Yes, we are here to talk about the rising star of the online shopping industry – Temu, offering a wide variety of trendy and affordable items for your daily and occasional needs, with everything being usually cheaper than the market price. 

However, how do you pay for these products? Many popular brands offer a good number of options for payments, so what about Temu? Does it also offer different cards and online payment methods?

Fortunately, it seems to have different payment methods to cater to the different needs of customers, and if you are interested in knowing more, then continue reading the article, including all the Temu payment options you must know about.  

Temu Payment Options

As already mentioned above, we are glad to inform you that Temu offers several different payment methods for different needs of customers, but you must be aware that not all the payment methods might be available in your region.

Yes, sadly, some payment methods might not be available in some regions or countries, but if you decide in the US, then we don’t think any payment option will be left out for you. 

So, coming back to the main topic – here is the list of all the payment options available in Temu:

• PayPal
• Visa
• Apple Pay
• MasterCard
• Google Pay
• Affirm
• JCB
• American Express
• Afterpay 
• Diners Club International 
• Discover 
• Maestro 
• Venmo
• Klarna

Now, you can just add all the products you want to buy to your card and opt for any payment method you want to use – but you can make things easier by adding your favorite payment method in the Temu system beforehand, so it won’t ask you to go through another process while paying. 

Temu Buy Now Pay Later

We all know buy now and pay later services are trending in the market currently, simply because they allow you to get yourself something good and expensive right away, while you can pay for the product later, with your convenience, in installments.

As for Temu, it also has the buy now and pay later service in 3 options, as mentioned below:

• Afterpay — It allows you to pay in 4 interest-free installments, with the following conditions,
  • You must be over 18 years old.
  • You have to be a legal resident of the US.
  • You must meet the additional criteria. 
• Affirm — Similar to the one mentioned above, this one also allows you to pay in 4 interest-free installments, following conditions applied,
  • You have to be a legal resident of the US.
  • You must be at least 18 years old or of the legal age in your state.
  • You must be legally capable of entering the installment contract.
• Klarna — Here, you can pay in for interest-free payments, or after our other flexible options with the brand, with some conditions applied, as follows:
  • You will be charged with rates between 0 to 36% APR.
  • You have to pass its eligibility check.
  • You might get different options according to your purchase amount.
  • You will need a downpayment depending on your purchase.

Final Words

In conclusion – all the payment options available on Temu are flexible enough to meet everyone’s needs, from cards to online wallets.

That is all for this article, and we hope you now know everything about Temu payment options.

• Does Temu Accept Prepaid Cards? Answered

Frequently Asked Questions